What is Capital One trying to say about the people who use their credit card lab in their commercials? There's the ship captain whose craft is being attacked by a giant sea monster. There's the castaway who uses his computer not to arrange a rescue, but create a Capital One credit card.
Is Capital One trying to say that if you're a person who literally cannot make a good decision to save their life and gets preoccupied with shiny objects that they should consider opening a line of credit with Capital One. Are they trying to say that no matter who you are, you aren't too stupid or too irresponsible to own a Capital One credit card? I'd really like to know what the message is that the commercials are intended to communicate.